Credit Repair - self help guide

There are many credit repair companies but not all of them are legitimate. Any company stating that you cannot perform this task on your own is not only lying, they are acting illegally. However, there are a few respectable credit repair companies out there and we at Credit Bureau Experts pride ourselves on our honesty and low prices. Many of our customers are professionals that do not have the time to do the work on their own. For those of you willing to put in the effort, here is a guide to help you.

1) The first step in credit repair is to order your credit report from the three main credit bureaus. This is a service we do for free for our customers. Legally you are entitled the ability to order a free copy of your credit report once a year.

2) After receiving your credit reports from TransUnion, Equifax, and Experian the next step is to analyze the reports for negative or misleading information.

3) Once you have a list of negative items, we suggest you write a formal letter of complaint to each bureau instead of calling on the phone or using email. In our experience, regular mail works best. The bureaus legally have up to 45 days to send back a response.

4) The other essential task is to build good credit. This means paying your current bills on time to avoid further damaging your credit reports. In addition, we suggest you have around 4 credit cards. Take out a new credit card, pay it off on time, and use it regularly for small items. This will establish a credit history that should positively impact your credit reports.

For more information feel free to call Credit Bureau Experts at 1-866-371-3536. We provide a free credit analysis. In addition, our credit repair services are one of the lowest prices in the industry.