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America's workforce will soon be selecting its health care benefits for next year. The good news, according to a recent CIGNA survey, is that most people think the current employer-sponsored system works for them. However, according to a 2008 Survey of Health Care Consumers by Deloitte Center for Health Solutions, 93 percent of Americans say their employers don't adequately help them understand their health care costs.
Further, according to the survey commissioned by CIGNA, people rank their health care plans as the least understood among their common household contracts - in fact more people said they understand their mortgages, cable TV and cell phone plans than their health plans.
The irony? Most Americans still rush through the health insurance plan decision-making process, spending under 30 minutes a year evaluating health plans … maybe because, as people said in the CIGNA survey, it just stresses them out too much to think about health care. And people with children at home report even more stress than others.
With this in mind, CIGNA today launched a new fun and free educational program that helps everyone learn more about health care while saving money on music, books, dinners, sneakers, flowers, child care and more.
The program rewards people for learning how to make confident health care decisions while offering tips on saving money and reducing out-of-pocket costs. And an incentive feature, the first of its kind in health care, entices participants to learn about health by giving away free discount coupons contributed by companies like Barnes & Noble, drugstore.com, eMusic.com, Sports Authority.com, Carlson Companies, KinderCare Learning Centers, Novartis, Ruby Tuesday and more. The learn4yourhealth program also can be accessed from the CIGNA Facebook page or YouTube.
Written by Kirsten Armbruster
On behalf of CIGNA University