Commercial Real Estate

Fickle FICO: How CFPB Calculates Your Credit Score Now

Patricia Eisenhauer's picture
FICO Credit Score

Do you keep track of your credit score? Whenever a person decides to purchase a home or investment property, their first move should be to check their credit. I noticed a change in mine recently. Haven’t bought or charged anything, pay on time and haven’t opened new accounts. Still, I decided to check my credit score since it has been a year since I investigated this fancy way of keeping score. Guess what?

Statistically Speaking: NAR and Seasonally Adjusted Annual Rate

Patricia Eisenhauer's picture
Seasonally Adjusted Annual Rate NAR

Fox news reported from Washington AP, that U.S. homes sold faster in September this year than was reported at this time last year. Sales of existing homes it was reported by the National Association of Realtors rose 2.4 per cent in a month. This news was followed by the statement that this was the seasonally adjusted annual rate of 5.17 million. And the sales rate has dropped 1.7 percent over the past twelve months.

Existing Homes vs New Homes: Why decrease when anticipating increase?

Patricia Eisenhauer's picture
Existing Home Sales

National Association of Realtor’s Chief Economist, Lawrence Yun offered an analysis of the decline in existing home sales in August and early September. This change in the market was a 2% decrease. That doesn’t sound like much except for the fact that we were anticipating an increase based on recent history.


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