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TRID: How The TILA-RESPA Integrated Disclosure Works

TRID Mortgage Disclosure Form

I recently attended a seminar regarding TRID. That is the TILA-RESPA Integrated Disclosure. The basic premise is that the home buyer, now known as the Consumer, should “Know before you Owe.” The consumer has the opportunity to view the Loan Estimate (previously the Good Faith Estimate) before formally applying with a particular institution and paying an application fee. Ideally the consumer will have more opportunity to compare banks.

All 3 Bedroom, 2 Bath Homes For Sale in Clarksville TN Are Not Alike

3 bedroom home for sale in clarksville tn

Price is not the only qualifier when searching for a really great home in Clarksville, TN. All 3 bedroom, 2 bath homes for sale in Clarksville TN are not all alike and you will see the differences when you take a closer look. You need to know what has gone on behind the scenes to make it a truly special home and one that will last. It is not all about putting lipstick on the pig but about doing the right thing behind the walls and giving the home buyer a quality product and sound home that has integrity.

Realtors Don't See Banks Easing Mortgage Lending Standards

Mortgage Loan Standards

On Monday, Nov. 2 Reuters published a story, which said that Fed survey showed banks easing or lower mortgage lending standards for borrowers. I asked several fellow Realtors and mortgage lenders to see if they feel any easing or lowering of mortgage lending requirements for their clients and most of the answers were negative. Here is what they said.

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