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The latest and original news stories from HULIQ.

The Pros and Cons for Borrowers on More Transparent Mortgage Disclosure Forms

Online Mortgage Application

Mortgage disclosure forms will be changed and new forms will be implemented this month. New government rules, which require mortgage loan lenders to provide borrowers more detailed information about their mortgages will go into effect this month. Home loan lenders are now required to explain mortgage loan terms to home buyers in unprecedented detail.

What Would Happen To Your Real Estate Business Without Social Media

Real Estate and Social Media

This morning I was surfing the news and saw an interesting question and answer discussion by a group of real estate agents discussing if their real estate business would suffer should social media ceased to exist? Real Estate and Social Media. Here are few opinions from the discussion.

New Mortgage Closing Guidelines Explained

Mortgage closing

The CFPB (Consumer Financial Protection Bureau) is an agency that sole responsibility is to protect consumers as it relates to financial transactions while enforcing TRID (Truth in Lending Act/Real Estate Settlement Procedures Act (RESPA) Integrated Disclosures. There are two new documents that a consumer will receive after applying for a home mortgage; LE- Loan Estimate and CD- Closing Estimate. Below is a brief description of each and the documents they are replacing.

Why Finding Loans for Rental Property Can Be a Difficult Task and Things You Can Do If Denied

Rental Property Loan

After between 2011 and 2012, many real estate investors started picking up rental properties with their own cash. Those who had primarily focused on purchases for quick resale leading up to 2011, began to shift focus. Once competition among “flippers” spiked in many U.S. markets, demand increased in the buy and hold category.

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