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Does Student Debt Affect the Probability of Homeownership?

Student loand and owning a house

Reports of low homeownership among recent graduates has prompted many to blame student loan debt, considering Americans owe a collective $1.2 trillion in student loans. The common belief is that student debt prevents recent graduates from saving a down payment and the repayment of costly student loans causes them to miss payments and ruin their credit scores, making them unsuitable candidates for mortgages.

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