It's bad enough many saw their 401K plans take a dump when the stock market took a dive last year. Now it appears that the annual inflation adjustment coming for 401K plans may actually reduce investment amounts in 2010.

Being a Contrarian can be very lonely. Therefore, all Great Investors find themselves very lonely as only contrarians become Great Investors. Jeremy Grantham has been lonely a very long time, but he is what I consider a Great Investor, along side Warren Buffet, Bill Gross and Julian Robertson.