The first group of expenses you need to add to your budget is your home expenses. As we all know, home expenses are a priority. " I don't think I can afford it this week, the rent is due" or " I'm trying to save money, because my house payment is due next week" are common responses we hear from our friends and family.

The U.S. Senate has approved a $3 trillion budget plan that extends some of President Bush's tax cuts, including relief for the working poor.