Do you have a credit card and pay it off every month? Have you looked at your credit rating and found it to be perfect? That's great, but you might soon be penalized for it.

Revolution Money has expanded its network with the addition of Fifth Third Bank. Revolution Money, founded in 2007, isthe first new payment brand introduced in the United States since Discover Network in 1985.

The mortgage meltdown was bad enough, but a credit card debt meltdown has been forecast by some analysts. It doesn't help when creditors arbitrarily raise interest rates, and that's what's happening here.

In the midst of this horrific recession, we certainly do not need additional bad news. That said, a second wave of debt has been theorized as a coming storm by some economists: credit card debt. Yet, some banks are proactively beginning to work with their cardholders, to stem another debt-related crash, similar to the mortgage mess. Seems that the banks themselves are doing the business of debt consolidation.

AT&T Inc. (NYSE:T) and Citi today announced the launch of the AT&T Universal Business Rewards Card, an innovative credit card designed to meet the specialized needs of small business customers.

New Bank of America Accolades(TM) American Express(R) Card Offers Distinctive Perks and Benefits

There is an alternative and new payment system in the market called Bill Me Later. As a new online payment system BillMeLater allows you to pre-register and prevent you from having to enter your credit card numbers on lots of different sites.

Do you have the experience of having a glut of credit card agents constantly hounding you day-in, day-out? Good credit card agents do not try to hard sell you anything. They are supposed to act as the middle persons between you and the bank. In other words, they are an extension of the services and customer care of the bank or card company itself. You can tell if your credit card agent is good if he or she exhibits the following characteristics: