I don't know who the clueless people are who write these lists. Mother's Day is not about getting expensive gifts. The whole holiday, along with Valentine's Day, has turned into an excuse to get into more debt for millions of American families without knowing how to mange it, instead of enjoying the beauty of the holiday.

The five-year-old Iraq conflict is America’s first “credit card war.” And like anyone who has run up a huge credit card bill knows, a credit card debt can turn into a crushing burden with long-term consequences. This, too, will be a legacy of the Iraq War.

Old credit card debt, real or otherwise, might be making a detour. Here comes a new term in relation to debt: Zombie Debt. Have you heard about it before?

Today many home owners have past due mortgage payments on their credit report making refinancing all but impossible. Many of these late payments are linked directly to an adjustable mortgage rate that has increased to a point of impossibility for homeowners to pay.

Mortgage payoff is a monetary scheme whereby you compensate slightly more each month in order to pay off your mortgage quicker. It is the entire required amount to satisfy the questions in mortgage. Paying off mortgage is surely a relief for homeowners.

If you're a homeowner who's falling behind on your mortgage payments, please -- ACT NOW! Call your lender or loan servicer today. The telephone number is listed on your mortgage bill and on the year-end tax statement you receive from your lender.

Most people realise that you can't borrow your way out of a bad debt problem however ironically this is exactly what people with debt problems automatically seem to want to do.

Although a lot of companies and websites out there claim to give you a copy of your credit reports for free, over 95% of them will make you to sign up to a credit monitoring service which will eventually cost you money before you can see your "free" credit report.

It’s easy to get caught up in the holiday spirit and spend more than you should. But with the gift giving season behind us and your credit card bill looming, the reality of overspending has likely started to set in. Don’t panic – here are a few helpful tips from LendingTree.com to help ease your holiday debt hangover:

Many different loans exist to finance debt consolidation, and you need to ensure you obtain a loan best suited for your financial budget. Here are some tips on choosing a debt consolidation loan based on your financial situation

Russia's state debt in 2008 will total 8.5% of the gross domestic product (GDP) and will be the lowest in the country's history, the finance minister said Monday.

Debt is a four-letter word that puts us on parole for the rest of our lives. The cost of living alone is so demanding that debt mounts, mounts, mounts, and breaks us with each heaping rise. We have to pay folding money, pay for apparel, food, gasoline, Uncle Sam fees, rent, installment credit, car payments, institution, etc, that sometimes it is next to impossible not to find yourself humming this four-letter word.