Only 7.5 percent of Americans are now in the clear when it comes to heart disease risk factors according to a new study.

As the U.S. public is deeply involved in discussions of how to make health insurance and care more affordable and accessible in this country, it is important to understand how insurance deductibles work. They can help to reduce your health insurance premium. Deductibles are what you pay out of your own pocket before insurance company pays under the health insurance policy. This means you must have available funds to pay first before insurance kicks in.

Over 1 million additional men were likely to have been incorrectly diagnosed and treated for prostate cancer.

The poverty rate in the U.S. is the most severe since 1997. Poverty now affects almost 40 million U.S. citizens. It is a direct consequence of the recent recession that hit the country since 2007, which in turn made many Americans unemployed. Millions lost their health insurance and evaporated their savings.

A survey, conducted by one of the nation's leading health insurance providers CIGNA, says Americans are satisfied with the current health care system, but are stressed out about health costs and decisions.

The worst recession in decades is accelerating the aging of the U.S. workforce as older Americans try to rebuild savings and younger individuals, unable to find work, pursue higher education, a survey found.

It is very easy to find out affordable health insurance policies that offers quality benefits. Make sure you consider health saving accounts, health insurance plans and high deductible plans if you want to save money and still need quality health protection for the entire family. In earlier times, employees usually enjoyed excellent insurance benefits through employer. However, the rising costs in America has put several people in a different situation.

More than half of Americans purchasing long-term care insurance paid less than $20 a week according to a new report by the American Association for Long-Term Care Insurance, the industry trade group.

The GOP loves scare tactics, as they readily admit. More on that later, but this fundraising mailer, sent to GOP voters, which implies that voter registration will be used to ration health care, sinks to a new low.

A report released Thursday by the Commonwealth Fund, a 90-year-old non-profit health care charity, shows what's on the line without health care reform: a 94% increase in health insurance premiums.

The current discussion of expanding health care options through federal legislation deals primarily with big issues - like how to pay for the new coverage and how proposed reforms would change the current medical care system. One of the smaller questions not showing up on many radar screens is how health care reform would impact coordination of benefits issues.

Taking on your own health care is part of becoming an adult, but the transition can be rocky. And today’s weak economy and tight job market makes it even tougher.