It is the Money Savvy Football, a unique, patented bank with four chambers labeled Save, Spend, Donate and Invest. It teaches a child to stop, think, and set goals for the four basic personal finance choices. It is modeled on the highly successful Money Savvy Pig piggy bank which was introduced in 2002.

Imagine you are selling a used car on eBay. You will demand a higher price for the car if your toddler is sitting on your lap, says surprising new research from the December issue of the Journal of Consumer Research.