Personal Finance

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How to make money on your old unused computers and cell phones

Did you know there are businesses that will pay you cash to recycle your old unused computers, cell phones, iPods, digital cameras, and game consoles?

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Uncle Sam Cracks Down On Secret Bank Accounts

Americans with money stashed away in secret numbered Swiss bank accounts, away from the tax man’s prying eyes, may be in for a rude awakening after Oct. 15: Uncle Sam may be on to them.

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People Spent More Money In August

The U.S. Department of Commerce reported that the consumers in this country spent more money in August. The numbers came out this morning showing the spending rebounded in the 3rd quarter.

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Prepare for Retirement in Today's World

With the recent economic downturn, there are a lot of people worried about their retirement nest egg. The stock market is volatile and portfolios have lost a great deal of their values over the past several years. The financial environment has left many wondering just how they can prepare for retirement in today’s world.

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Cut Long-Term Care Insurance Cost In Half

Individuals between the ages of 55 and 59 paid between $700 and $6,950 for long-term care insurance according to a new report released today by the American Association for Long-Term Care Insurance, the industry's trade organization.

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Job and Health Insurance Loss Reached Poverty at 11 Year High

The poverty rate in the U.S. is the most severe since 1997. Poverty now affects almost 40 million U.S. citizens. It is a direct consequence of the recent recession that hit the country since 2007, which in turn made many Americans unemployed. Millions lost their health insurance and evaporated their savings.

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Addidng Home Expenses To Budget Planning Improves Finances

The first group of expenses you need to add to your budget is your home expenses. As we all know, home expenses are a priority. " I don't think I can afford it this week, the rent is due" or " I'm trying to save money, because my house payment is due next week" are common responses we hear from our friends and family.

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As Taxes Rise The Rich Move To Switzerland

More foreigners are inquiring about moving to and living in Switzerland as the taxes rise in their home countries. Although the banking secrecy rules have changed in Switzerland, the country is still attractive to rich people who hope to pay less taxes on income.

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Teaching Personal Finance in Schools

It seems that the awareness of understanding personal finances are an all time high lately. This is due to the recent downturn of the economy. It is still a good thing that everyone is starting to pay more attention to their own personal financial situations. That is why more and more schools are teaching personal finance.

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Protect Yourself from Advance Fee Loan Scams

Advance fee loan scams feed off of those that are in desperate situations. Those people who have been turned down from a banks loan or denied a credit card due to their poor credit history is the primary target for those who pull off advance fee loan scams. The scammers go after those that have bad credit yet need or want a loan or credit card with promises of them being approved for a loan or credit card regardless what kind of credit history the victim has.

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Repairing Credit and Boosting Score

Credit repair and having a good credit score is more important these days to get a good loan than before. Loan approval requirements have become stricter and rightful so. We know what put the world economy in the recession and need to have stricter requirements now.

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Money Saving Tips From Tip Jar

A new online project called Tip Jar helps the online community to share and rank tips on various life situations on how to save money. Tip Jar is powered by Google and is a collection of money saving tips submitted and ranked by the web community.

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