New York Housing Authority has unveiled new ways of making your rent payment allowing renters to pay by phone and by electronic means for their rent in NYC.

Apacs, the credit card industry representative of the United Kingdom, yesterday reported that the credit card fraud and credit identity theft is up in UK and world wide. Consumers need to be careful and watchful how and when to use their credit cards.

Now you can have your assets not only in money or other values, but also in time. An online project called Time Banks at Timebanks.org is changing people's lives and communities by doing good works that return to you.

As Personal Savings Rise to 5%, Consumers Could be Making Up to 6% APR

According to CNN Amex is paying customers $300 to cancel their credit cards.

Buried in the article from our earlier post there is a different statistic on the number of properties with first mortgages than is usually given. The USA Today article, titled Sliding economy raises questions about credit scores, gives us a number significantly higher than the federal numbers.

Back in the days when we were all fat and comfortable, wrapped in the security of our swollen brokerage accounts (who knew then that it was bubble wrap!), people would talk about the "Number".

Debt reduction and management is a serious commitment. It's not achieved in one day and your finances are not improved in a day. By only dreaming about how to reducing your debt will not help, one needs to take what may feel painful steps to lead to brighter future and financial stability.

Successful long term investment is not just about buying low and selling high. Stock markets rise and fall, and share prices are vulnerable to everything from political news flow to the weather. Trying to find your way around - particularly during times of high volatility and uncertainty - can feel like negotiating a minefield.

For many Americans, the holiday shopping season officially begins on "Black Friday," the day after Thanksgiving. At a time when many consumers are worried about paying for even their most basic needs, it's tempting to use credit to buy holiday presents. Many credit card companies know that, and are using the season to offer credit insurance for your account.

Over half (59%) of the people feel under pressure to save money on digital services due to credit crunch, but all the people in UK are spending £900 million on digital TV, broadband, phone services.

A friend of mine recently e-mailed me to let me know that there was some lost and missing money in my name waiting to be claimed. It was sitting idolly in an insurance premium that had been refunded and never claimed. I guess that she had been bored one day and just started searching for everyone that she knew. It’s not a bad idea, and many people can find missing money that the government and other companies owe them.