House refinancing costs do not make it attractive to go for lower rates and people, unsure of the future don't find the historical lower rates attractive. If the government forces the banks to refinance for free people would save billions of dollars and the money would be available to reignite the economy.
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The IRS is giving homeowners in need a well deserved Christmas gift. A plan announced today by IRS Commissioner Doug Shulman will make it easier for struggling homeowners to sell and refinance their homes.
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In light of the subprime mortgage crisis that has resulted in extraordinarily high default rates on home mortgages, one might wonder what the government can do to better educate new potential homeowners.
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A second mortgage allowed you to get the house that you wanted or to have extra cash for some project - but that was a few years ago. You have built up some equity in the house and are now wondering if it would be a good time to refinance your second mortgage. Here are some things you need to know in order to help you make that decision intelligently.
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