Personal Finance

Helping Canadians Understand Personal Finances

ruzik_tuzik — Sat, 27 Sep 2008 05:08:47 -0500

Canadians say financial institutions need to do a better job of helping them understand their personal finances, according to a national survey by BMO Financial Group.

Earnings Depend On Gender Views, Not The Gender

admin_huliq — Wed, 24 Sep 2008 01:45:22 -0500

It was always clear that men earn more than women do, but a new research looks not at the differences in gender earnings, but at the way gender views affect earnings. This survey showed that men with traditional gender views earn more than men who agree that men and women are equal.

Employees Say No Fear Of ID Theft In Workplace

ruzik_tuzik — Fri, 19 Sep 2008 09:00:05 -0500

Despite rising concerns over identity theft, eighty-eight percent of employees are confident their company protects their personal information from identity theft, according to recently released results from the American Payroll Association's "Getting Paid In America" survey.

Why Aren't Americans Saving For College?

ruzik_tuzik — Fri, 19 Sep 2008 08:56:07 -0500

Today's American families know how important a college education is. In fact, not only does the typical bachelor's degree recipient earn about 61% more over a 40-year work life, but higher levels of education are also correlated with better health!(1)

Financial Analysts Caution Consumers About Credit Card Debt

ruzik_tuzik — Fri, 19 Sep 2008 08:53:15 -0500

With Wall Street's recent worst drop since 2001, the roller-coaster of the United States economy just got a bit scarier. Making matters worse, personal credit card debt is at an all-time high at just over $9,200 plus 16 to 30 percent in monthly fees.

McCain, Obama Have Different Views on Government Money Programs

LESKOPR — Mon, 25 Aug 2008 10:42:48 -0500

The first comprehensive head-to-head analysis of the leading presidential candidates’ expressed plans for funding government programs that have helped millions of Americans get ahead has found major differences in how they would approach set-asides for grants, loans, free services and other federal opportunities.

Social Security Retirement Calculator Available At ssa.gov/estimator

admin_huliq — Tue, 22 Jul 2008 11:57:34 -0500

The Social Security Administrator Office has just launched an Online Retirement Calculator at At ssa.gov/estimator, which is an interactive estimator able to give you information about your future retirement benefits. A press release at www.ssa.gov informs that by visiting their link at www.socialsecurity.gov/estimator, you can easily receive information on retirement profits without the need to visit the agency's field offices.

Ask Sunday Gets You A Personal Assistant To Manage Schedule

admin_huliq — Tue, 22 Jul 2008 08:05:17 -0500

Not only rich and famous, but now ordinary people can get a personal assistant at Ask Sunday (asksunday.com). The message on the website of Ask Sunday reads "Get your own personal assistant free for one week, accessible 24/7 by email, phone, and the web." It now gives free trial.

Employees Save Less While Retirement Needs Grow

admin_huliq — Wed, 09 Jul 2008 04:59:02 -0500

Rapidly Growing Medical Costs, Declining Pensions and Medical Subsidies, Longer Life Spans Make 401(k) Plans Critical Saving Vehicles for U.S. Employees, Regardless of Additional Sources of Income

California Check Cashing Stores, NetSpend Offer Personal Finance Program

ruzik_tuzik — Wed, 02 Jul 2008 23:39:07 -0500

In an effort to promote financial literacy among high school students, California Check Cashing Stores and NetSpend Corporation, one of the leading providers of prepaid solutions in the United States, are teaming up to offer a one-hour program on the basics of personal finance to northern California high school students.

Emergency Checklist To Help Prepare For Financial, Personal Emergencies

ruzik_tuzik — Wed, 02 Jul 2008 00:01:41 -0500

John Hancock Funds is making available on its web site a complimentary, eight-page Emergency Checklist brochure that investors may download and print, as a way to help prepare for emergencies.

Consumers Continue Living Beyond Their Means

admin_huliq — Sat, 28 Jun 2008 12:39:22 -0500

This is a disturbing trend because I believe it will cause more cardholders to default. But the problems began long before consumers starting tapping their credit cards.