http://www.huliq.com/tags/reverse-mortgage The taxonomy view with a depth of 0. en http://www.huliq.com/4973/88232/why-reverse-mortgages-need-mortgage-insurance When you apply for a Home Equity Conversion Mortgage (HECM) or reverse mortgage through the Federal Housing Administration you will pay two percent of the home value when you settle on your loan and one half a percent annually thereafter. The lender will take care of the annual premiums and add them to your mortgage balance. While the mortgage insurance premium (MIP) may seem to be an unnecessary expense to some, it is an important addition to your mortgage and helps protect you in a couple of different ways. http://www.huliq.com/4973/88232/why-reverse-mortgages-need-mortgage-insurance#comments Business reverse mortgage Thu, 29 Oct 2009 18:13:57 -0500 Robert Griffin 88232 at http://www.huliq.com http://www.huliq.com/4973/87819/reverse-mortgage-right-you With money being rather tight these days, other sources of income may need to be considered when it comes time to retire. Social security does not provide enough and this means that many seniors will be more financially strapped, and may even face the risk of losing their home. A reverse mortgage may be just what is needed to provide a good cash flow during those years. http://www.huliq.com/4973/87819/reverse-mortgage-right-you#comments Business reverse mortgage Mon, 19 Oct 2009 18:41:57 -0500 Robert Griffin 87819 at http://www.huliq.com http://www.huliq.com/2818/87627/reverse-mortgage-disadvantages Reverse Mortgage Disadvantages; I believe that it is not the right loan for everyone and I let everyone know that in our conversations. One drawback to the HECM program is its cost... http://www.huliq.com/2818/87627/reverse-mortgage-disadvantages#comments Business mortgage reverse mortgage Wed, 14 Oct 2009 12:15:55 -0500 allreverse 87627 at http://www.huliq.com http://www.huliq.com/4973/86559/reverse-mortgage-being-used-financial-tool Reverse mortgages can be a great way for you to provide a hedge against an uncertain future. They can enable people over 62 years of age to create a powerful tool that will make money available well into their future. With social security and other potential financial shortfalls, a reverse mortgage may be the one thing that makes your retirement years as care free as possible in the area of finances. Preparing for your future by using a reverse mortgage as a powerful financial tool could make for a wise choice. http://www.huliq.com/4973/86559/reverse-mortgage-being-used-financial-tool#comments Business reverse mortgage Fri, 18 Sep 2009 14:17:08 -0500 Robert Griffin 86559 at http://www.huliq.com http://www.huliq.com/2818/85500/reverse-mortgages-journalistic-sensationalism Of the hundreds of thousands of reverse mortgages currently insured by FHA, to pull this one out as his shining example of danger in the product is a travesty to seniors who will now be frightened because of his lack of factual reporting http://www.huliq.com/2818/85500/reverse-mortgages-journalistic-sensationalism#comments Business real estate reverse mortgage Thu, 27 Aug 2009 13:51:51 -0500 allreverse 85500 at http://www.huliq.com http://www.huliq.com/2718/85254/using-reverse-mortgage-calculator Using a reverse mortgage calculator is a great place to start if you are trying to see if you have enough home equity to qualify for a reverse mortgage loan. A reverse mortgage calculator will give you an approximation of your reverse mortgage loan amount eligibility. http://www.huliq.com/2718/85254/using-reverse-mortgage-calculator#comments Business reverse mortgage reverse mortgage calculator reverse mortgage loan Fri, 21 Aug 2009 14:40:46 -0500 Sioris 85254 at http://www.huliq.com http://www.huliq.com/0/83543/servicing-reverse-mortgage Understanding how a reverse mortgage is serviced will help you as a mature borrower to make effective decisions when choosing the program that is right for you. A reverse mortgage or commonly known as a Home Equity Conversion Mortgage or HECM, is a special equity mortgage which assists borrowers over the age of 62. http://www.huliq.com/0/83543/servicing-reverse-mortgage#comments Business reverse mortgage Tue, 14 Jul 2009 18:16:31 -0500 83543 at http://www.huliq.com http://www.huliq.com/0/82457/different-kind-loan-shark A new kind of loan shark is on the prowl. Beware of reverse mortgage. http://www.huliq.com/0/82457/different-kind-loan-shark#comments Business reverse mortgage Fri, 19 Jun 2009 09:10:40 -0500 82457 at http://www.huliq.com http://www.huliq.com/4973/82378/updated-condo-approval-process-reverse-mortgages The FHA has implemented a new approval process for Condominium Projects to insure mortgages on individual units. Now, reverse mortgage lenders have the authority to determine the eligibility of projects, review documentation of projects and be certified to comply with HUD’s regulations. http://www.huliq.com/4973/82378/updated-condo-approval-process-reverse-mortgages#comments Business reverse mortgage Wed, 17 Jun 2009 17:36:28 -0500 Robert Griffin 82378 at http://www.huliq.com http://www.huliq.com/2718/82271/reverse-mortgage-what-maximum-loan-value One of the more puzzeling aspects for reverse mortgage borrowers is understanding how much home equity is necessary in order to be eligible for a reverse mortgage home loan. Reverse mortgage borrowers are looking for a set formula or a maximum loan-to-value percentage ratio. Unfortunately, there is not a uniform ratio. http://www.huliq.com/2718/82271/reverse-mortgage-what-maximum-loan-value#comments Business fha hecm HUD reverse mortgage Reverse Mortgage Home Loans reverse mortgage loan Mon, 15 Jun 2009 13:47:57 -0500 Sioris 82271 at http://www.huliq.com http://www.huliq.com/4973/82168/reverse-mortgage-helps-those-need One never fully understands the struggles of a person until their story is told. Millions of mature Americans, 62 years and older, are forced into early retirement due to company downsizing, the loss of their own business or the immediate need to take care of a loved one. The reasons are endless and boundless when one is pushed into early retirement and often causes turmoil in the life of the person doing more than they are and were prepared to do. http://www.huliq.com/4973/82168/reverse-mortgage-helps-those-need#comments Business mortgage mortgage loans reverse mortgage Fri, 12 Jun 2009 18:23:14 -0500 Robert Griffin 82168 at http://www.huliq.com http://www.huliq.com/4973/82129/texas-reverse-mortgage-purchase-not-approved The Home Equity Conversion Mortgage (HECM) for home purchase has quickly generated new applicants, mature Americans 62 years and older, willing to use the equity in their current home for the purchase of a new home. Unfortunately, mature Texans are unable to participate in this wonderful new opportunity because of Texas Homestead laws. http://www.huliq.com/4973/82129/texas-reverse-mortgage-purchase-not-approved#comments Business HECM for Purchase mortgage reverse mortgage Thu, 11 Jun 2009 21:13:07 -0500 Robert Griffin 82129 at http://www.huliq.com