http://www.huliq.com/tags/mortgage The taxonomy view with a depth of 0. en http://www.huliq.com/9204/89067/more-home-foreclosures-could-be-horizon The housing crisis isn't over yet. Nearly one in every four mortgages are upside down, meaning homeowners owe more money than their home is worth, according to a report released Tuesday. http://www.huliq.com/9204/89067/more-home-foreclosures-could-be-horizon#comments Business home foreclosures housing market Housing Slump mortgage Tue, 24 Nov 2009 08:34:54 -0600 Sharalyn Hartwell 89067 at http://www.huliq.com http://www.huliq.com/1/88774/fha-loans-may-revise-guidelines When the Federal Housing Authority (FHA) was set up during the depression era, it was designed to help the poorest segment of the population gain admittance to the housing market. Today, with the economy in its fragile state, that agency of last resort has become the lender of first resort. Close to 30% of all homes sold this year have been purchased with FHA loans. http://www.huliq.com/1/88774/fha-loans-may-revise-guidelines#comments Business mortgage mortgage loans Requirements Of FHA Mortgage Loans Sat, 14 Nov 2009 12:04:51 -0600 Armen Hareyan 88774 at http://www.huliq.com http://www.huliq.com/1/88682/home-loans-no-longer-requires-perfection Only a few short months ago both homeowner and property had to perfectly fit the ideal mortgage mold in order to qualify for home loans. Most banks, especially the big ones, just couldn’t afford to put more mortgage loans into their portfolios, and since the real estate bubble burst many have simply been unwilling to listen to legitimate explanations for nonconformity. http://www.huliq.com/1/88682/home-loans-no-longer-requires-perfection#comments Business Home Loans mortgage mortgage loans Wed, 11 Nov 2009 11:33:35 -0600 Armen Hareyan 88682 at http://www.huliq.com http://www.huliq.com/1/88533/mortgage-rates-improve-while-mixed-signals-continue Yesterday we heard the news that the First Time Homebuyer Tax credit that was slated to expire on November 30th, 2009 is being extended until next spring. Future homeowners need to get under contract before May 1st 2010 to take advantage of the extension. This is great news for realtors, mortgage people and most of all buyers in light of the current low mortgage rates. http://www.huliq.com/1/88533/mortgage-rates-improve-while-mixed-signals-continue#comments Business housing market mortgage Mortgage Rates Fri, 06 Nov 2009 15:26:50 -0600 Armen Hareyan 88533 at http://www.huliq.com http://www.huliq.com/1/88514/more-homebuyers-qualify-tax-credit Congress just passed an expanded version of the $8,000 first time home buyer tax credit that was set to expire on November 30. “The new version of the tax credit has the potential to stimulate the housing market even more than the old version due to the fact that more people will qualify under the new rules,” said Gibran Nicholas, Chairman of the CMPS Institute, an organization that certifies mortgage bankers and brokers. http://www.huliq.com/1/88514/more-homebuyers-qualify-tax-credit#comments Business home buyer tax credit mortgage real estate Fri, 06 Nov 2009 09:29:07 -0600 Armen Hareyan 88514 at http://www.huliq.com http://www.huliq.com/1/88388/mortgage-modification-wont-affect-credit Whether we have missed a house payment or not, thoughts of mortgage modification are likely to cross our minds. But, along with the hope of paying less every month, comes the fear that our credit ratings will be adversely affected. http://www.huliq.com/1/88388/mortgage-modification-wont-affect-credit#comments Business mortgage mortgage modification Tue, 03 Nov 2009 08:28:09 -0600 Armen Hareyan 88388 at http://www.huliq.com http://www.huliq.com/1/87849/refinancing-mortgage-loan-has-private-mortgage-insurance Everybody hates private mortgage insurance or PMI. Some say it should be illegal. Mortgage insurance is a fee that the customer pays to protect the interest of the lender. Typically any loan that is more than 80% loan to value of the house will have private mortgage insurance attached to it. Witnessing what has occurred in the mortgage world over the last few years it seems more justified that lenders can charge a premium for loans with little or no equity. http://www.huliq.com/1/87849/refinancing-mortgage-loan-has-private-mortgage-insurance#comments Business mortgage Mortgage Insurance Refinancing Mortgage Tue, 20 Oct 2009 10:02:48 -0500 Armen Hareyan 87849 at http://www.huliq.com http://www.huliq.com/4745/87834/california-legislators-enact-laws-protect-homes California legislators have been busy enacting several new laws that directly impact the California Housing market for both the homebuyer and homeowners. http://www.huliq.com/4745/87834/california-legislators-enact-laws-protect-homes#comments Business buyer's choice California homebuyers Homeowners mortgage mortgage loan Mon, 19 Oct 2009 22:25:38 -0500 andeallen 87834 at http://www.huliq.com http://www.huliq.com/3257/87815/obama-administration-unveils-new-mortgage-help On Monday, the U.S. federal government launched a new program aimed at helping to stabilize the U.S. housing market. The program will use government-backed mortgage giants Fannie Mae and Freddie Mac to provide temporary financing for housing finance agencies. http://www.huliq.com/3257/87815/obama-administration-unveils-new-mortgage-help#comments Business Barack Obama mortgage Recession Mon, 19 Oct 2009 15:09:34 -0500 Michael Santo 87815 at http://www.huliq.com http://www.huliq.com/7504/87731/foreclosures-reported-third-quarter Despite all the efforts from the federal government and the mortgage lenders, foreclosures are still increasing. On Thursday, RealtyTrac released a report that shows foreclosures were up in the third quarter. http://www.huliq.com/7504/87731/foreclosures-reported-third-quarter#comments Business foreclosures home foreclosures mortgage Fri, 16 Oct 2009 15:01:39 -0500 Denise Clay 87731 at http://www.huliq.com http://www.huliq.com/7504/87723/congress-consider-extending-home-buyers-credit-all The deadline for first-time home buyers to get the credit is approaching fast. If some Congress members have their way, that deadline will be extended and the program will be opened up to everyone. http://www.huliq.com/7504/87723/congress-consider-extending-home-buyers-credit-all#comments Business first time home buyers housing market mortgage Tax Credits U.S. Congress Fri, 16 Oct 2009 11:35:39 -0500 Denise Clay 87723 at http://www.huliq.com http://www.huliq.com/1/87679/home-affordable-refinance-program-big-help-homeowners Government site big help for homeowners who are behind in their payments, or who cannot refinance. http://www.huliq.com/1/87679/home-affordable-refinance-program-big-help-homeowners#comments Business Affordable housing mortgage mortgage modification Refinancing Mortgage Thu, 15 Oct 2009 10:55:46 -0500 Armen Hareyan 87679 at http://www.huliq.com