commercial loans

No Interest, Fee-Free Small Business Loans From SBA

Mon, 08 Jun 2009 14:50:51 -0500

Struggling small businesses with a good track record prior to the current fiscal crisis can keep their doors open with special $35,000 no-interest, fee-free loans backed by the Small Business Administration, starting June 15.

Low Mortgage Rates Mean Opportunity For Qualified Borrowers

Armen Hareyan — Thu, 04 Jun 2009 07:21:27 -0500

The current credit environment remains very challenging for commercial real estate property owners and investors. The state of the economy and the commercial mortgage backed securities (CMBS) market has prompted lenders to tighten standards and be more selective in deciding which deals they will underwrite. However, in the midst of this credit crunch, opportunity has emerged for good credit borrowers with quality properties to finance due to the low mortgage rates.

Business Credit Card Fraud Grows Due To Bank Loopholes

Armen Hareyan — Sat, 30 May 2009 22:09:21 -0500

Business credit card fraud is a prevalent problem that has cost companies millions of dollars each year. There have been many reported incidents when fraudsters were able to steal private financial information from companies. One of their common strategies is getting into business credit card accounts and using them for fraudulent transactions.

Best Small Business Credit Cards The Once Being Used

Armen Hareyan — Tue, 26 May 2009 11:23:13 -0500

Recent credit card reform by the U.S. administration leaves many open questions for the owners of small businesses that are the backbones of the U.S. economy. How to go about best business cards or to choose the optimal solution for business credit cards. It takes more than one answer.

WSJ Says Small Banks Face Real Estate Losses

Armen Hareyan — Tue, 19 May 2009 10:18:56 -0500

The Wall Street Journal did a study of 940 smaller banks and concluded that commercial real estate loans could generate losses of $100 billion by the end of next year. The WSJ’s analysis used the loan-loss criteria that the Fed used in its stress tests of the largest banks. The Financial Times did a similar analysis recently. There is nothing new or shocking about this analysis.

Legacy Loans Programs Under Public Private Partnership Investment

Armen Hareyan — Mon, 23 Mar 2009 08:49:54 -0500

The Legacy Loans Program: To cleanse bank balance sheets of troubled legacy loans and reduce the overhang of uncertainty associated with these assets, the Federal Deposit Insurance Corporation and Treasury are launching a program to attract private capital to purchase eligible legacy loans from participating banks through the provision of FDIC debt guarantees and Treasury equity co-investment.

US Government Unveils Plan to Spur Lending

Armen Hareyan — Tue, 03 Mar 2009 16:09:00 -0600

U.S. stock markets teetered between positive and negative territory on Tuesday as the federal government unveiled yet another effort to loosen tight credit and promote lending. The day brought more unwelcome news about America's troubled housing and automobile sectors.

AIG To Absorb $5 Billion in Losses From Securities Lending

Armen Hareyan — Fri, 27 Jun 2008 08:46:11 -0500

AIG plans to absorb $5 billion in losses for a dozen insurance units after their securities-lending accounts suffered $13 billion of write-downs related to subprime-mortgage exposure. AIG will also inject an undisclosed amount of capital into some of the subsidiaries. Investors, in general, never want to see the words "undisclosed amount of capital" in a press release.

Small Bank Construction Loans Worry Regulators

Armen Hareyan — Wed, 25 Jun 2008 10:32:19 -0500

According to the Wall Street Journal Property Report, regulators have grown concerned over the $280 billion in outstanding construction loans to condo developers and home builders sitting on small banks' balance sheets.

Credit Crisis Is Broadening, IMF Warns

Armen Hareyan — Tue, 08 Apr 2008 09:20:31 -0500

IMF says Credit crisis spreads to other mortgage, corporate debt markets. Crisis creating serious macroeconomic feedback effects. Most emerging markets so far insulated from effects of turmoil. Despite the deteriorating credit situation in the United States, some lenders are still advertising attractive rates for mortgage borrowers.

The Types of Business Loans

Armen Hareyan — Sun, 27 Jan 2008 08:46:37 -0600

Commercial and business loans are very vital to start a small business. Start up companies need to know the different types of business loans to understand the best ways they can be used to advance a business project.

Poor Credit Loans for Those with a Bad Credit Rating

Armen Hareyan — Tue, 17 Jul 2007 21:11:59 -0500

If you have a bad credit rating and have tried to get a loan then you will probably have gotten used to hearing one world “No”, regardless of the reason why you have a poor credit rating a lender will see you as a bad risk and therefore be very reluctant to lend you money. However there is a way that those with a poor history of credit and bad credit rating are able to get a loan, by applying for a poor credit loan.