The first question to ask yourself is whether or not you are ready to buy a house. The primary factors to consider before purchasing a home are your income, debt to income ratio (the percentage of your salary that goes toward paying off debt), and how much cash you have for making a down payment.
A high debt-to-income ratio means you could have more difficulty paying the mortgage. For this, you can consider consolidating your credit card debts. This can help you break the debt cycle and lower your DTI ratio.
Having an excellent credit score is crucial when buying a home. A good score leads to much better mortgage terms and conditions.
Once you have considered your payment options and sorted your preferences, the next big step is to begin your home hunting. In this article, we have listed some of the best websites for looking at houses for sale. These sites all offer robust features that make looking at a home far easier.
Zillow, the most downloaded app, tops our list with the most extensive database with more than 135 million homes across the United States, detailed search and filter criteria. The app keeps its database up-to-date on a regular basis and connects you to live agents for in-person assistance when needed.
It offers free data on foreclosures, pre-approval help, and specific search criteria.
Houses owned by Zillow are unoccupied and can be visited by interested buyers anytime, by unlocking through the app, without an agent or any prior appointment. Additionally, you can tag house features and your favorites with your partner or roommate to facilitate communication.
The site also provides essential home buying tips before making a purchase.
If you're looking to buy a house at an auction, Xome is the app you should use. It's simple to use to see and bid on listings across the United States. It provides finance, property, neighborhood, bidding notifications, and property price histories. Having the ability to electronically execute contracts in a timely manner gives them an advantage over its competitors.
Xome is comprised of a range of subsidiary firms, each of which offers a unique set of products and services, including but not limited to title services, mortgage solutions, field services, valuations, and notary signatures.
Trulia is one of the best home buying apps in terms of its searchability. With Trulia, you can view the property and get information like area crime, shopping, eating establishments, schools, commute times, and reviews from the community members. It will also alert you on your phone when new homes get added to your search criteria.
With Homesnap, you can explore homes, search listings, and collaborate right from your phone. In addition to the ability to access fresh and updated listings, the app's ‘find-an-agent’ feature allows you to connect with the agent who knows the most about a property you're interested in.
Realtor.com is the most reliable app for home buying as it is the official search portal for the National Association of Realtors because the data is mined from the MLS. Property tax and sales history may be viewed alongside detailed images in this app, which is updated every 15 minutes.
It also has a simple search function. Also, the app’s search function lets you include certain must-haves on your list, such as community swimming pools, security features, multiple floors, and so on.
Redfin, an app and brokerage firm, allows you to search for nearby houses, condos, and townhouses for sale or arrange a scheduled time for an ‘open viewing’ of the property. The app serves as a way for you to communicate with Redfin agents. When buying with a Redfin agent, you can get a percentage of their commission from the seller.
The app provides an accurate estimate of home values and features a function that allows you to configure and estimate mortgage, property tax, and insurance costs.
Homes lets you search for properties according to your needs, which includes your ideal localities, depending on your commute time and property value information based on the market. The speed and user-friendliness of the app provide a seamless experience for home buyers. It also offers virtual open houses and viewing through zoom scheduled through the app.
Easterly Real Estate
Easterly provides its users with quick information on taxes, utilities, appliances, schools, and much more. You can schedule a date and time with Easterly and visit houses in person.
Century 21, a national brokerage, provides you with access to home listing information right from the local MLS. It provides a notes section for every property so that you can note and review your impression as you view different properties.
Compass Real Estate
Compass, the app from the national real estate brokerage, can provide you with information on any property that is listed in the area of your search criteria. You can quickly get in touch with a Compass agent near you through the app.
Additionally, if the app has Bluetooth access on your phone, it can connect with compass agents for information on properties for sale in the location. You can also go through the recommended section and find properties that are not even on sale on the market yet but will soon be if they are being listed with a Compass agent.
Conclusion on The Best Real Estate Apps
You can comprehend and alter your expectations for the pricing and features you want after browsing and comparing various options from the convenience of your mobile. Every day, new residences may be added to the market. So, if your circumstances allow, it is worth it to wait for the ideal home.
In addition to reviewing homes, you may also need to check your monthly costs and keep your eye on interest rates. Managing your monthly expenses and consolidating your credit card debts well before buying a home can make getting approval for a suitable mortgage easier.
While looking for a home, some other factors to keep in mind are the real estate market, economic outlook, job security, interest rates, time of the year, lifestyle, and length of stay.
About the Author: The above article on Top-rated House Buying Apps to Land a Dream Home was written by Lyle Solomon. Lyle has considerable litigation experience as well as substantial hands-on knowledge and expertise in legal analysis and writing.
Since 2003, he has been a member of the State Bar of California. In 1998, he graduated from the University of the Pacific’s McGeorge School of Law in Sacramento, California, and now serves as a principal attorney for the Oak View Law Group in California. He has contributed to publications such as Entrepreneur, All Business, US Chamber, Finance Magnates, Next Avenue, and many more.